Advising and Transacting more than $5 billion in Investments in Turkey 

for more than 3,000 International Investors since 1989...

'Building Trusted Relationships is Building Our Business...'

Welcome to mytapu.com... the Investment Tool-Kit for Residential Property in Turkey…

A Safer, Smarter, and Better Way...

 Welcome to the mytapu.com on-line information guide for foreign real estate investors in Turkey, a 'live' knowledge bank' with news & analysis.... Can't find what you are looking for? Check the Articles here and use the 'tags' to search by topic for a list of articles...


The Secret to Successful Property Investing in Turkey ... is revealed here....


Investors - The mytapu.com website is the largest resource of authoritative information about real estate investment in Turkey. This website provides the expert insights of our advisors gained by investing in Turkey and advising institutional investors in Turkey, since the late 1980's.  During the last 30+ years, these experts on our team have advised the worlds largest international investment fund managers, the World Bank Institute, the Organisation for Economic Development (OECD), the European Commission, the European Bank for Reconstruction and Development (EBRD),  and various government agencies of the Republic of Turkey. that expertise is available to you, too, from this website, and from our Investor Services. This calibre of expertise is simply not available elsewhere, anywhere.


The website provides more than 100 pages covering everything about buying and selling residential property in Turkey. For timely periodic updates on market, regulatory, legal, financing, and transaction developments, it is essential to request our newsletter. 


Newsletter Selection:

1- Turkey Residential Real Estate

2- Global Residential Real Estate Market Watch

3- Global Wealth Preservation and Residency Solutions


Please Email info@mytapu.com and request inclusion on a mailing list for one or more of the above. During the last 30+ years, since the late mid-1980's,  we have served many more than three thousand investors in Istanbul, Ankara, on the Black Sea Coast, and on the Western Aegean and Southern Mediterranean Coasts of Turkiye, from Anamur to Zonguldak, and everywhere in between, including Mersin, Alanya, Side, Manavgat, Antalya, Kemer, Finike, Sile, Kas, Kalkan, Hisaronu, Fethiye, Gocek, Dalaman, Dalyan, Koycegiz, Marmaris, Bodrum, Didim, Kusidasi, Cesme, Izmir, Foca, Ayvalik, Canakkale, Silivri, Sile, etc  See What our Clients Say About Us...click here.


Exclusive Luxury Property for Investment in Prime Central istanbul Locations
Exclusive Luxury Property for Investment in Prime Central istanbul Locations
Exclusive Luxury Property for Investment in Turkey's Prime Coastal  Locations
Exclusive Luxury Property for Investment in Turkey's Prime Coastal Locations
 Exclusive Luxury Property for Investment in Prime istanbul Residential Locations
Exclusive Luxury Property for Investment in Prime istanbul Residential Locations

Buy Property without Traveling to Turkey....

With our guidance and instructions specifying the key procedures to be followed & documents required, all can be done in your home country, without travelling to Turkey.
Contact us today at
info@mytapu.com: add your Telegram or WhatsApp or Viber number to request a call back.

Property Prices in Turkey 2016 - 2020...

Turkey Property Prices and Exchange Rates 2016 - June 2020 Graphic Chart eng
Turkey Property Prices and Exchange Rates 2016 - June 2020

... Is this the bottom? Property prices in Turkey are now trading in a price band range, after suffering a lengthy and step decline since 2017, Perhaps signalling the long-term bottom has been reached. The continuing decline in the Turkish Lira poses a continuing risk. The prices we measure are the USD or EUR or other foreign currency prices of the properties, which is the correct and accurate means of measurement, because sellers are usually calculating foreign currency prices when deciding on sales prices. Adjusting local TL prices for inflation is misleading and not the correct or accurate.... prices will likely remain fluctuating within the current price range, frequently interrupted by occasional downward setbacks, investors may use to buy at a discount....


Turkey is wonderful...the lifestyle attractions are plain to see. Owning property for personal use, as most foreigners living in Turkey agree, is a sensible choice, but only IF you invest wisely and carefully.  So... How to buy a bargain before prices begin trending upward ? These four steps are the key to buying a bargain... (read more).... 

Have  closer look... at Professional Real Estate Investment Strategies, See 'Investment Strategy: Istanbul'...

Customer Reference

"I've done my research and there wasn't really much choice - you were the only firm that knew what they were talking about..." FJ, West Sussex & Dalaman 

The Property Buyers Toolkit for Residential Real Estate Investment in Istanbul and Coastal Regions of Turkey

The Property Buyer's Tool Kit

for Residential Real Estate Investment 

in Istanbul and Coastal Regions of Turkey

A Safer, Smarter, Better Way to Invest

Get the Guide... For Free !

Safe, Secure, Institutional Services; Qualified Professionals - Not Agents




Professional Services for Residential Real Estate Investors in Turkey

Investor Services: Advisory, Guided, or Managed..

Everything we do at mytapu.com is designed to give clients the best chance for investment success. We've built our business around the conviction that you rely on us to look out for your best interests—helping to make sure you get a fair deal. Our approach is to take a stand for all investors, treat them fairly, and give them the best chance of investment success…. We follow this approach because we comply with fiduciary ethics as professional investment managers, and not commissioned sales agents. 


Where to begin ? Please continue reading below to the bottom of the page, about the Four Key steps to Buying Property in Turkey and Profitable Investment, and then tell us more about your requirements with no obligations,  and the Team at mytapu.com will be happy to help ....  Contact us today for more information at info@mytapu.comand include your Telegram Messenger or WhatsApp number to receive a call back…

Citizenship by Investment in Real Estate Istanbul and Turkey







 
Citizenship & Passports
EU Visa, Travel Hub, Relocation, Schools, Medical, Business, Pensions; Professional Legal, Banking & Portfolio Investment Support, Advisory, & Guidance.

Foreign Investors' Advisory Services established 1989.

Finding Property: Search, Selection, Appraisal & Valuation; Istanbul & Turkey

Property Selection Services

Find Property- Not Agents !
Scams, Valuations & Deposits. Location Life-Style Guidance. All Property Types: Off-Market, Re-Sale. New-Built,  Self Design, Historic Refurbishment.

Due Diligence, Legal Checks, Valuations & Appraisals

Legal Due Diligence...
Reservation Deposit Security, Permits, Habitation Certificates, Title Checks, Lien Checks, 
Contracts,  Valuations,  Rental Income Contracts, Budgeting, Cost Control, Risk Management

Accounting and Payment Settlement; Registration of Ownership Transfer;Conveyance of Possession; 1st Step of Citizenship Application

Conveyancing...
Land Registry Actions, Completion of Transfer of Ownership, Access, Documentary Payments, Tax Registrations, Notaries, Apostille, Translations, etc

Property Buyers' Wiki Guide for Turkey
Property Buyers' Wiki Guide for Turkey

Customer Testimonial Reference

' Mr. (the Advisor) was great and really helpful. I give him 5 stars and it couldn't be better.'  MS South Korea, London, Istanbul. MS requested independent professional advice on real estate and banking in preparation for establishing a business hub in the MENA region located in Istanbul.

Beautiful Properties
Beautiful Properties in Turkey
Exclusive Luxury Property for Investment in Prime Central Istanbul Locations
Exclusive Luxury Property for Investment in Prime Central Istanbul Locations
Property for Investment in Prime Central Istanbul Locations
Property for Investment in Prime Central Istanbul Locations
Exclusive Luxury Property for Investment in Prime Central Istanbul Locations
Exclusive Luxury Property for Investment in Prime Central Istanbul Locations

The Guide to Buying Property in Turkey...

English and Arabic speaking agents mislead international buyers by guiding the buying process in a way that ensures they receive their commission upfront in the form of a reservation deposit payment. In this way, once the buyer is committed, the buyer is not in a strong position and susceptible to agents' pressure about claiming negotiated discounts, and the due diligence and checks on valuations and legal details regarding permits a other matters the international buyer has no idea about, and would never think to ask... and in this way only discovers later, at great cost. Agents' always assure the advance reservation deposits are refundable, but in 99% of cases the buyer must incur several thousand Dollars in legal costs to begin litigation to obtain the return of funds.

The Guide to Buying a Property in Turkey May 25 2020 mytapu
The Guide to Buying a Property in Turkey May 25 2021
The Guide to Buying Property in Turkey May 25 2020 mytapu
The Guide to Buying Property in Turkey - 10 pages of Insight from 30 Years Experience Investing in Turkey

Get the Guide Today for Free

Emailinfo@mytapu.com

How to Buy Like a Local...

' The Guide... How to Buy Like a Local'... A Safer, Smarter, Better Way... the mytapu way...!

Request the full ten page report for Free... The Guide to Buying Property in Turkey....

by sending an email to info@mytapu.com  with the subject ' Buy Guide' 

and include your Telegram or WhatsApp or Viber telephone number 

to receive a free complimentary call back.


Why ‘Buy like a Local’ …? (page 4) ‘Buying Like a Local’ means no reservation deposit, no price mark-up, no agent’s commission!  Buying a property is a substantial investment – making sensible precautions to protect that investment at the beginning of the buying process, is the smartest step to ensuring trouble-free outcome, at the end. The key points about ‘what’ it means to ‘Buy Like a Local’, and ‘why’ it is essential, are explained independently, by an outside commentator, and lifelong property investment professional, in ‘The Guide, How to Buy Property in Turkey’….

To 'Buy Like a Local' means to be in the same position to negotiate like a local... and that means some preparations are needed in advance, so that any deal negotiated can be closed quickly, in a day or two, at the Land Registry. This is the way business is done by locals... If he Buyer is not ready to close the deal,  agents will pressure the buyer into making a part payment (‘reservation deposit, advance payment, etc),which will: 

a) increase the buyer’s costs and risks: 

b) weaken the buyer’s’ negotiating position; 

c) prevent achieving maximum discount; 

d) increase costs of legal protections to protect the reservation payment; 

e) increase the risks of hidden non-disclosure of information: the things you wish you had known about before, but only found out afterwards.




Four Key Steps for Buying Property in Turkey and Profitable Investment...

Step 1: Advance Preparation

Step 2: Property Finding Services

Step 3: Negotiating the Purchase: Due Diligence 

Step 4: Conveyance of Title and Payment Completion 

The reasons for these four steps are explained below, and more detailed information on each is shown on the drop-down menu below the main menu toolbar at top of page under 'Buy Tapu'

Step 1: Advance Preparation

How to Buy Property in Istanbul & Turkey: these links to official government websites explain...

Investors, the FIRST Step of the investment process is to complete the Advance Preparations: registrations for Tax ID, Foreign ID, Bank Accounts, Authorisations, etc. This will put you in position to close the deal on a property purchase with negotiated price discounts by making a full completion payment quickly and safely, thus securing ownership cost-effectively, and with least risk.  Ask the Team at mytapu to assist you with the Advance Preparations: these can be done while visiting Turkey, or can be done remotely, where you are at, now.  Contact us today at info@mytapu.com and include your Telegram or WhatsApp or Viber number to receive a call back…


How to Buy Property in Turkey...

1st Step: Advance Preparations to...

  • Buy at Best Price...
  • Reduce Legal Costs...
  • Reduce Risks...
Reservation Deposits for Buying Turkish Property: Advance Preparation is the Solution..

The alternative ? The alternative is to be ‘drawn in’ to an advance payment, reservation deposit, part payment, etc. This alternative will:

 a) Increase your costs and risks;
 b) Weaken your negotiating position,
 c) Prevent achieving maximum discount; 
 d) Increase costs of legal protections to protect your part payment & legally bind the seller; 
 e) Increase the risks of hidden non-disclosure of information: the things you wish you had known about before, but only found out afterwards. 


Without Advance Preparations, a buyer will be pressured into paying a ‘reservation deposit’ or other part payment: DO NOT.  Why? Read more here about why NOT to pay a reservation deposit, or part payment. Local Turkish buyers do NOT buy property this way, and do NOT pay reservation deposits. If YOU want to buy the same way, like a local Turk, read ‘The Guide’ explaining ‘How to Buy Like a Local’. Send an email to Buy@mytapu.com and ask for a Free copy of ‘The Guide, How to Buy Like a Local’.


Advance Preparation is Essential to Buy Like a Local and Eliminate any justification for using a Reservation Deposit...

'Reservation Deposits...'

  • Don't Reserve anything and are not legally enforceable - no Turkish Court can force a seller to sell a property, or sell a property to a specific buyer...
  • Don't prevent the seller from selling to any other buyer..
  • Require additional legal costs for protection...
  • Increase risks of agent's tricks and non-disclosure of key information about the property...
  • Prevent a buyer from obtaining REAL discounts...(not fake discounts which are just reductions in the artificial price mark-ups agents profit from).
  • Are a misleading and dishonest tactical hoax used by agents to obtain their commissions upfront from international buyers - local buyers don't pay reservation deposits...

.

Where to Buy Property in Turkey....
Buying Like a Local...

The Biggest Risk is buying from an Agent… Agents work for the Seller, not Buyer


A Property Finder works ONLY for the Buyer, : YOU. .


The Property Finding Service will search the main sources of property transactions in Turkey that a buyer will never find and navigate without using the Turkish language, Find a Property… Not an Agent….


Searching the Portals is a smarter way to find property... This is How Locals Buy Property...and so should you... but it is only one source - the Property Finder Service uses several more, too.... 


Buyer's have a much larger choice of properties when using portals...and buy direct from owners... that is why locals don't bother looking on agent's wbe-sites....


Agent's websites are not Portals.... and Portals are NOT agents websites... Portals have messaging systems for Buyer and Seller to communicate directly with each other.... without agents and their tricks...which is another reason why local Turkish buyers use portals, not agents..>!


Buy Direct from the Owner... on Portals..>!

Scanning the Internet, Searching for Property…?

If you do not speak Turkish, and do not search using the Turkish language, what you will find is pages and pages of websites designed only to lure non-Turkish speaking foreign buyers. These are the websites of english speaking agents. They do not do business with local Turkish buyers, because no Turk will deal with them. These agents want to do business in a specific way (that is to their advantage) that is only possible with unsuspecting foreign buyers. No local Turkish buyers will buy property this way... (continue reading).

How to Begin Your Property Purchase in Turkey

Using the internet to scan English speaking websites of property agents in Turkey is fine for ‘window shopping’, but to then start your property purchase procedure that way, is a mistake. If you do, the agent will lock you into their ‘marked-up’ prices with a falsely named ‘reservation deposit’, and what follows afterwards, is a long story of things you wish you had known before you paid, but didn’t find out until later.

 

Instead, there is a better way... (continue reading)..


Where to Buy Property in Turkey ? The Search Begins at Online Portals…

Property Portal Online Property Finder Search at mytapu Turkey Property Agents
How, Why and Where to Buy Property in Turkey...Why Use Online Portals and Not Online Agents' Websites... click image to read more...

Why to Buy with on-line Portals and NOT from an on-line agent...

  • Wider Choice
  • Less Risk
  • Lower Prices
  • No Commission
  • No Hidden Price Mark-Ups by agents
  • No Reservation Deposits
  • Buy Like a Local..!
Where to Buy Property in Turkey...OnLine Search in Turkish shows Portals, compared with Online Search in English shows Agents' Websites mytapu.com
Where to Buy Property in Turkey...OnLine Search in Turkish shows All Portals, compared with Online Search in English only shows English speaking Agents' Websites... click image to read more...

Internet Search Results for Property in Turkey...


From English speaking agents' websites:

  • Only English speaking agents - No Turkish speaking buyers, only foreigners
  • Fewer properties
  • Only the agent's commissioned sales listings.. not the best property deals
  • Commissions and hidden price mark-ups...
  • Reservation deposits.


From Portals...

  • All Turkish sellers and buyers and in Turkish..
  • The whole market - 98%+ of every and all properties for sale in Turkey
  • For sale direct from owner...
  • No commissions, no reservation deposits...

.

At Which Step of the Property Purchasing Procedure is it Most Beneficial to check for the Most Commonly Occurring Risks ?

Secrets of Success: The Four Stages for Buyers Investing in Residential Real Estate Property in Turkey:  

Keys steps within Stage 2 of the Property Finding Procedure…


 

Checking if the most commonly occurring cadastral risks are present on a property, is best done during the Property Finding procedure, before any discussion of viewing appointments, contracts, reservations deposits, advance payments, etc 

 

Checking if the sales price of the property is at fair market value, or instead has been inflated by a mark-up, is also best done during the Property Finding procedure, before any discussion of viewing appointments, contracts, reservations deposits, advance payments, etc

 

Otherwise, if a buyer doesn’t perform these checks for the most commonly occurring risks,  the seller or his agent will use all available means, to mislead the buyer into committing to the purchase, with one tactic or another, including real, imaginary, fictitious, and/or psychological .

 

Before paying for and instructing anything for the property, it is advisable to first check IF the most commonly occurring cadastral risks do exist with a property, and if the second most commonly occurring price risk exists (artificial price mark-ups), because if risks are unacceptable, there is no point paying for anything because such costs are un-recoverable, without unexpected, additional legal costs of litigation

Solutions - Preliminary Due Diligence combined together with Short Form Price Reports

The most commonly occurring cadastral risks can be identified and checked in advance with Preliminary Due Diligence service (read more here)....

 

The second most commonly occurring price risk exists (artificial price mark-ups), can be identified and checked with the Short Form Price Indication report.

 

So the sequence of steps beginning in the Property Finding (Stage 2), are:

a) Preliminary Due Diligence first, and if no risk, then:

b)  Short Form Price Checks next…

 

…followed by viewing appointments, negotiations, contracts (if desired,  but not essential IF local procedural alternatives that are better, are applied instead)  and Appraisal Reports at the end as part of Completion and Conveyance Procedures.

 

Yes, it is sensible to complete the Short Form Price Check report immediately after the Preliminary Due Diligence risks have been assessed. 


Over paying on the purchase price by 10-50% is the second most common risk international buyers encounter...!



Buy Property in Turkey Like a Local ad save Yourself Thousands by avoiding agents...
Buy Property in Turkey like a Local and Save Your Self Thousands and Heart Breaks with Professional Due Diligence...
Due Diligence: On a Property Purchase is the precaution and checks used to reduce risk and govern the transaction Procedures, Property checks, and Payments.

Due Diligence is a critical aspect of negotiations...

For ‘due diligence’, independent advice, from an experienced professional, is essential. The buyer should never trust the seller or his agent for the answers, or a lawyer introduced by them.

 


Buyers beware, thorough due diligence required before purchasing... many properties subject to dubious construction permissions and practices are subject to full or partial demolition decisions...

.

Due Diligence is Smart not just to mitigate risks and eliminate future after sale problems, but also to avoid and reduce undisclosed costs...typically saving the buyer as much as EUR 5,000 on a EUR 50,000 purchase, or EUR 25,000 on a EUR 250,000 purchase, on the following:

  • EUR 3,000 - 5,000 on after sale Permit related Penalties
  • EUR 750 - 1,500 in Legal Fees saved by avoiding use of contracts which typically are not executed in good form and thus have impaired legal enforcement potential.
  • 2-4% in various related Transaction Tax expenses..
  • Hidden Commission and Price Mark-Ups...





Due Diligence on the Property Price - Valuations

Due Diligence on the Property Price is an essential early step in the transaction process...To solve the chronic problem of agents selling property to foreigners at artificial, excessively high prices, without permits, etc, new regulations now make it a requirement that a foreign buyer must be given an appraisal report These reports show the market price of the property. Agents and developers will try and convince buyers that these valuation reports under-value property prices by 10% to 30%, but this is simply another misleading tactic to hide the agents’ hidden price mark-ups, and hidden commissions. Read more on the 'Valuations" page...go to the top menu tool bar, under 'More' follow the drop-down menu and click on 'Valuations'.

An Appraisal Report does not state the property is safe to buy, or is legally compliant… an independent professional (not agents) interpretation of the information about permits and legal status is necessary.

Due Diligence and Reservation Deposits’ ...

Due Diligence procedures must be conducted BEFORE any discussion of a reservation deposit’ ... which doesn’t reserve anything…under Turkish Law a seller can not be forced to sell a property to a buyer, even with a contract! The ‘reservation deposit’ is the most critical tactic used by agents which a buyer must avoid at all costs.  Unfortunately it is just one of many deceptive tactics agents use. The buyer may be prepared for one tactic, but. An unknowing buyer can not possibly learn enough in advance, about all of these tricks, to win in such a situation. An experienced Property Finder or Transaction Manager, dealing with agents daily, can and will succeed.

Protect the Dream...Prevent the Nightmare.

Buy Property Investment Turkey- A Win Win Solution
Buy Property Investment Turkey- A Win Win Solution
Beware the Commission Fraud Sharks...
Beware the Commission Fraud Sharks...

A Penny of Prevention...is Worth MORE than a Pound of Cure..

Honest Independent Professional Guidance Prevents Losses
Honest Independent Professional Guidance Prevents Losses
Grateful Client Testimonials Speak Volumes
Grateful Client Testimonials Speak Volumes

Buy Property and Complete Conveyancing On-Line with Secure payment of E-Gov Bank
Property Purchase Completion and Payment Settlement Solutions Now On-Line

The entire transaction should be paid for and completed with one final payment,  with the price negotiated down and payment made to close. This way avoids the risks, extra costs, headaches, and endless deceptions. But can only be done this way if the Advance Preparations and the Due Diligence have been completed first.  Sometimes a purchase may have contentious aspects, for example, when the buyer has agreed a discounted price with the seller, but is suspicious that the seller may try ‘last minute tricks’ to get a higher price.

Time for a Reality Check… (page 10)

Do You Know…? 

How much the tricks agents are using will cost a buyer… $$$ ?

Solution: Save as much as $40,000 on a $250,000 purchase !

 Request the full ten page report for Free... 

The Guide to Buying Property in Turkey....

by sending an email to info@mytapu.com  with the subject ' Buy Guide' and include your Telegram or WhatsApp or Viber telephone number 

to receive a free complimentary call back.



Conveyance and Completion Remotely without being in Turkey

Conveyance and Completion is now possible remotely, without being present in Turkey...

  • On-Line (remotely) or In-Person
  • Automated or Manual
  • Independent Legals Advice
  • Payment Protection Techniques
  • Procedures,Documents, Registrations, and Verification
  • Funds Transfers via Standard On-Line Banking Channels
  • Escrow and Payment Settlement via Turkiye's E-Gov Settlements Bank


As the ongoing Land Registry Modernisation Program progresses, new procedures are continually being introduced for greater the ease, speed, flexibility, and security.

Residential Real Estate Investment Research in Turkey...

The One Best Strategy as Price Trend Changes from Down to Up...


  • Defensive, Quality, Central
  • Maximum Gain, in Shortest Time
  • Maximum Rental Income Yield


As a market turns from down to up, this is the single best strategy...


The strategy that makes the gains first, before the rest of the market follows..


The strategy choice of professional investors...


Eight pages of investment research... Asset Profiles, Valuations, the Lira ...


Insights & analysis from 25+ years of residential property investing in Istanbul...


Request the Report by sending an email to info@mytapu.com  with the subject ' Investment Strategy: Istanbul' and include your WhatsApp or Viber telephone number to receive a free complimentary call back.

 

Investment Strategy Istanbul Turkey Real Estate Buy Property
Residential Real Estate : Istanbul

Buying Property for the Citizenship Investment Program in Turkey: 

Citizenship by Investment in Turkey Without Travelling
Citizenship by Investment in Turkey; Now Can be Done Without Travelling
Turkey: Citizenship Investment Program via Purchase of Real Estate Property: Professional Investment Consulting Services at mytapu.com
Citizenship by Investment in Turkey: Latest News


Citizenship by Investment in Turkey with property purchase requires special attention to Budgeting, Valuations and Completion payments, because these aspects involve the most risks, and so investors should make fully informed decisions.


Key Features of Turkey's Citizenship Investment Program include:

  • May be obtained without traveling
  • May be structured to mitigate Turkish Lira Currency Exchange Rate Risks...
  • No Taxation on World Wide Income
  • No Residency, Visiting,or Financial Disclosure  Requirements



Continuing progress by the Land Registry Modernisation Program in Turkiye makes it increasingly easier, faster, and more secure to purchase property for Citizenship Investment without being present in, or traveling to Turkey.


Read more about all aspects of obtaining Passports and Citizenship by Investment in Property on the 'Citizenship" page...go to the top menu tool bar, under 'Buy Tapu' follow the drop-down menu and click on 'Citizenship'..


Economy & Turkish Lira Outlook...

Jun 30 2023

The Turkish Lira declining has a negative impact upon property prices, but is now less than when the decline first started. with locals calculating their sales prices in USD or EUR, the currency related declines occur with a delay of a month or two and thus a creeping annual depreciation impacting other supply and demand considerations in each location. The property price declines in USD or EUR equivalent over the last couple of years have slowed in comparison t when the currency declines began in 2016 and 2017. (see Turkey:Market & Price Outlook below)... how much further will it go and when, are key investment considerations. Request the mytapu Investment Note analyzing the factors involved in the decision by emailing info@mytapu.com: add your Telegram or  WhatsApp or Viber number to request a call back.  

How to Make Fully Informed Decisions ?

The Citizenship Application Procedure and the Property Purchasing Procedure in Turkey are two separate processes that are not complicated, but do require careful attentionbest provided by professional advisers that are not receiving commission payments from property sellers. Careful research is a key to successful investment to ensure all risks are clearly understood in advance. The Team at mytapu follow policies based on full transparency to ensure clients have all information necessary to make fully informed decisions, and are not mislead.  We are happy to answer your inquiries and fulfill your expectations, so contact us today by emailing         info@mytapu.com:  add your Telegram or WhatsApp or Viber number to request a call back.
Central Istanbul Rental Income Property Investments at Discounted Bargain Prices Taksim Sisli

..

Non-Resident Citizenship Investors...

  • Rental Income Properties in Central Istanbul tenanted on multi year contracts...
  • Know your rental income yields before purchasing....
  • Negotiate your purchase price discounts accordingly...
  • These are private network offerings for discreet purchase...
  • Off-Market: not listed on portals, with agents, or elsewhere.

Turkish Film & TV Exports Rank 2nd behind US Globally...

Netflix TV mini-series 'Rise of Empires: Ottoman' tops international ratings, increasing foreign demand for property in Istanbul
Netflix TV mini-series 'Rise of Empires: Ottoman'

The new Netflix release, ‘Empires Rising: Ottoman’ achieved notable new ‘firsts’ for the Istanbul and the Turkish film industry. During the first full week of streaming, the six episode drama-documentary ranked 4th among top trending TV shows in the United States overall, briefly 2nd among Netflix shows, and 6th in binge viewing.


The impact of positive media projection upon property values in a specific location needs no explanation: the examples are evidenced far and wide. The more important question is whether that success is repeatable. If so, then Istanbul as a property investment location could well be assuming the status of a top global investment location, on par with the likes of Miami, London, Hong Kong, etc. 


This production is notable for its apparent success in unifying different international audiences for Turkish productions, having grown over the last five years through the Middle East, and then Spain, Latin & South America. Achieving Netflix international objectives, Ottoman Rising is capturing viewing audiences in Northern Europe and North America, extending around the world to include India and Asia.          So the question remains, what potential is there for a repeat success? The answer is in the results over the last four years as Turkish Films and TV series have now been exported continuously with ever growing revenues each year... this article examines the issues more closely: funding, location, production, and of course the amazing Turkish actors and actresses involved... read more here!



Buy Prime Prestige Luxury Property in Istanbul's Most Exclusive city Centre Locations
Buy Prime Prestige Luxury Property in Istanbul's Most Exclusive City Centre Locations

Istanbul’s Most Desirable Suburban Destination

Sea Views, Back & Front: 
North Facing Black Sea, South Facing Bosphorus
Forest Hill Crest: City Centre 20 minutes, Airport 40 minutes, Metro 10 minutes
Pool, Spa, Leisure Centre; Beaches 10 minutes
Top Quality Finishings & Black Marble Staircases
Elite Gated Commmunity: Built by Society Family as Personal Residences
3 Bedrooms,2 Bathrooms
Estimated Valuation  $ 275,000
Original 2017 Listing Price of $ 465,000 
Contact the Team at mytapu.com by sending an email to  info@mytapu.com  with the 
subject ' Istanbul Suburban' 
and include your Telegram or WhatsApp telephone number 
to receive a free complimentary call back.

Careful Property Searches do reveal exceptional bargains at prices worth negotiating.  For example, a bargain, new luxury finished 3+1 residence in a small exclusive gated community on a hill crest overlooking one of the most desirable suburban residential neighborhoods outside Istanbul, 20 minutes from the centre, surrounded by forests; with twin sea views on either side: one of the Black Sea, and one of the Bosphorus....an 'off-market' buying opportunity at a 15% discount to other surrounding properties of similar size, of lower quality and less desirable positioning (see above).  These are the market conditions to uncover liquidity driven distress sales.  Finding these types of properties is what bargain hunting is all about...!

 
Elite Residence for Sale in Istanbul's most Desirable Suburban Destination
Double Sea Views, Bosphorus & Black Sea, at Istanbul's most Desirable Suburban Destination

Residential Real Estate in Turkey: What to Buy,  Where, and Why ?

Readers of our newsletter will know that few recommendations have been made for aggressive purchases of Turkish property since long before 2017.  The only aggressive purchase recommendation was made in late 2019 before the pandemic, which undermined the rationale, and the recommendation was withdrawn.
 
So why buy property in Turkey now ?
 
First point to note is that the recommendation only applies to Defensive Rental Income properties (Asset Profile AA.2). Defensive means to protect capital value, and ensure a high ratio of annual rental occupancy, with low sensitivity to macro-economic factors that impact price sensitivity. The AA.2 asset profile meets those characteristics and fulfills those criteria. It is the only asset profile in Turkey that does (see the black box below). 
 
Second point to note, is that the recommendation is not based on an anticipation of improving macro-economic or micro-economic factors in Turkey. With regard to those factors, nothing has changed for the last three years, nor is expected to change for the next 18 months. The Turkish currency remains at risk to faster rates of devaluation. Dollarization of property price valuations in Turkey applies only to very limited, narrow segments of the market, and selective properties. The AA.2 profile is one of those segments . Only the AAA.1 asset profile segment also shares this characteristic currently, and the applicable property format of differentiated luxury properties are in the price range of USD $ 1, 000, 000 and above, and those properties too, are subject to liquidation discounting despite dollarization, unlike the AAA.1 profile. 
 
Instead, the reason to buy now is based on two macro-economic forecasts….
 
First, the Turkish real estate sector is expected to achieve a greater re-balancing of supply and demand closer to equilibrium, resulting in greater upward price potential, sometime after 2025, not before. The detailed analysis of this forecast is available by telephone consultation and follow – please email mytapu.com to schedule. In anticipation of this upward price potential, prices may begin gradually increasing in Dollar terms in specific segments, but other market factors are likely to result in setbacks for most sectors before 2025.
 
Second, the wave of newly created money globally, may begin to reach Turkey and the Turkish real estate market sometime within the next 3-15 months. The wave has lifted US property prices dramatically, is expected to begin lifting European property prices now, and may, eventually, also lift Turkish property prices. Even with the wave of new money, Turkish property price increases will not compare competitively with asset value price increases elsewhere ( for for more information, please email info@mytapu.com for an overview of specific asset profiles in Bulgaria, and Greece, which in addition, offer comparative tax advantages, globally).
 
However, for investors with other priorities that demand purchasing property, such as life-style, life-cycle, or citizenship requirements, the time now is suitable for considering the purchase of Turkish real estate.
 
The recommendation to purchase the AA.2 Defensive Rental Income Asset Profile (see below) properties is suitable for investors that intend to rent the properties and not use them for owner-occupancy. Please email info@mytapu.com to find out more.
 
 
For insights on Purchasing Power Protection, please email info@mytapu.com requesting more information about Purchasing Power Protection, covering USD, EUR, YEN, YUAN, GBP, NOK, CAD, Gold, Silver, Bitcoin and Ethereum; essential to protect the purchasing power of savings held in cash, during this era when cash is guaranteed to lose its purchasing power.
 
 
This is why they say, 
 the mytapu way, 
 is a better way 
for buying property in Turkey! 



 Request more information today, without obligation, at info@mytapu.com and include your Telegram or WhatsApp or Telegram number to receive a call back… Find and Buy the Best Investment Properties in Istanbul... Now !


 Property for Investment in Prime Central Istanbul Locations
Property for Investment in Prime Central Istanbul Locations
Exclusive Luxury Property for Investment in Prime Turkish Coastal Locations
Exclusive Luxury Property for Investment in Prime Turkish Coastal Locations
Exclusive Luxury Property for Investment in Prime Central Istanbul Locations
Exclusive Luxury Property for Investment in Prime Central Istanbul Locations

Scanning the Internet, Searching for Property…?

If you do not speak Turkish, and do not search using the Turkish language, what you will find is pages and pages of websites designed only to lure non-Turkish speaking foreign buyers. These are the websites of english speaking agents. They do not do business with local Turkish buyers, because no Turk will deal with them. These agents want to do business in a specific way (that is to their advantage) that is only possible with unsuspecting foreign buyers. No local Turkish buyers will buy property this way... (continue reading).

How to Begin Your Property Purchase in Turkey

Using the internet to scan English speaking websites of property agents in Turkey is fine for ‘window shopping’, but to then start your property purchase procedure that way, is a mistake. If you do, the agent will lock you into their ‘marked-up’ prices with a falsely named ‘reservation deposit’, and what follows afterwards, is a long story of things you wish you had known before you paid, but didn’t find out until later.

 

Instead, there is a better way... (continue reading)..


Buy Property in Istanbul Turkey
Invest in Real Estate on the Turkish Riviera

The Turquaz Riviera: Exquisite, Delightful, the Best Lifestyle in the Mediterranean;  Now Compelling,  Unbeatable Value for Investors...

Buy Property in Turkey with the Residential Real Estate Investors Guide and Tool Kit Services-

Get the Guide: The Professional Investor's Toolkit for Buying Residential Property in Turkey a Safer, Smarter, and Better Way....

 What a Good Property Investment LOOKS Like ?

What does a good property investment LOOK like? Well, maybe it isn’t obvious from looking at pictures on the internet. Or maybe it’s more accurate to say, it’s not very professional to begin your search for a good investment by looking at glossy pictures on agents’ websites. A professional approach begins differently, with a smarter way of making money, and achieving lifestyle aspirations, when buying a residential property in Turkey for investment, your own use, long term or holiday rental, or all combined... (continue reading).

 Buy Property in Turkey ? Why...?

If you are rightfully skeptical, then never mind the boastful, unsupported reasons you may have read about.  As an investor, your judgement relies upon more than hot air. You will know that buying, holding, and ‘hoping’ that prices go up, is a fool’s errand. That type of price increase, is only reflecting inflation. A professional investor makes money above and beyond the inflation rate, analysing key facts about how an investment opportunity arises: the reasons why Turkey is a buy now, and what the future holds ... (continue reading). 

Property For Sale Turkey- Spa-Resort Apartments
Luxury Villa Property for Sale Turkey
Luxury Property for Sale- Dalyan, Turkey
Luxury Property for Sale, Turkey, Dalyan

Join the Team as We Find and Buy Investment Properties with the Following Asset Profile (AA.2): 


• Central Istanbul Location: Excellent transport linkages, within walking distance of cultural and entertainment attractions, business districts, universities, schools, shopping, medical services etc • Defensive/ Capital Protection: Properties with this asset Profile have not gone down in Dollar Value during the last 5 years, instead have increased in value on average 2-3% every year in Dollar terms. In comparison, all other asset profiles in Istanbul and Coastal region of Turkey have decreased in price an average of 40%. 

• Secure Rental Income Yield 3% to %6+: Rental demand for properties with this Asset Profile has remained high for the last 5 years, and because rental demand is high, rental availability is relatively scarce, ensuring rental occupancy rates above 90%. Find out more about how to participate... this is not a commission agent's sales and viewing trip... this is institutional calibre investment sourcing ... 

Email info@mytapu.com today with the subject 'AA.2 Profile Investments' and include your Telegram or WhatsApp number for a complimentary call back.

How to Find Property in Turkey

 How to Find Property in Turkey ?   Visitors to our website are often curious  about how they can find property to  purchase at mytapu.com in Istanbul or  coastal regions of Turkey because there  are not hundreds of properties showing  for sale. The answer is pleasantly  surprising, as you will discover... instead of  clicking around dozens of tiny property  pictures on a website, which are often  inadequate... at mytapu.com there is a safer, smarter, and better way to buy in Turkey...

Happy Buyers Welcome to Istanbul!


Istanbul Welcomes the Buyers..

Reversal of the downward trend in the Lira seems to have prompted buyers that were waiting and watching, to now finally take action, and enter the market. The Turkish Lira has bounced more than 20% off its lows in a three month period. As a result, a steady stream of buyers are now investing into Istanbul and coastal regions of Turkey... 

Bargain Buyers Love Turkey !

Turkey: Bargain Prices... 

and the Brits are Back ! The sudden decline in Turkish Lira exchange rates triggered an unprecedented rush; last-minute holiday bookings surged, foreign exchange bureaus across the UK sold out of Lira, estate agents were deluged with enquiries from property buyers, and flight bookings by Gulf buyers surged... the bargain hunters are back buying real estate in Istanbul and coastal regions of Turkey ...(May 2021)

A Buyer’s Market - Don't Be Naive & Careless

Did you know? There are more than a million unsold properties overhanging the market in Istanbul, and Turkey. The Chairman of the Turkish Realtors Association recently complained that if mortgage interest rates don’t come down, there will be more than 1,500,000 properties unsold by the end of 2019. BUT when interest rates come down, before long, the Lira will rocket (yes, that's right !), taking property values with it...


So if you want to buy a property in Istanbul, it is a buyer’s market, there is plenty to choose from, and NOW is the time to find a 'good deal’ at really good prices.


The trouble is, if you begin your property hunt by searching the English speaking search engine pages of the internet, like google, you won’t find any property bargains, all you will find is English speaking agents selling property to unsuspecting foreigners at the most expensive prices possible, and that usually means 20-30% above appraised value. 


The only thing that will be found on those internet pages is an Agent, not a Property at a reasonable price.


So how does a serious investor make a property hunt for bargains? 


1) Asking that question is the first step! Many people assume the natural step is just using the internet by web-browsing 'window-shopping' the agent's websites there, but they could not be more wrong. 

So the next step, instead of web-browsing 'window-shopping' is to consider what other questions need answers… 


2) Which areas of Istanbul are central and which are outside satellite towns, usually construction sites? 

3) How to find the appraised valuation of property values per square metre in the different areas of town? 

4) What are the different permits for a property and how can these be checked? 

5) If the investment is for a rental property, what are the most convenient, desirable locations for working renters to choose for their work places, holiday renters, etc ? 

6) What is the property buying procedure and why should one avoid paying 'reservation deposits'? 

7) Traffic and public transport travel times to the centre of Istanbul?  Remember, this can be as long as three hours: meaning the property is not near central Istanbul. 

8) These are the key essential investment factors to assess when buying real estate anywhere, but in Istanbul or elsewhere in Turkey, this is the information that absolutely should not be trusted from an agent, and most usually an agent will never mention or provide, before ‘locking the buyer in’ with a 'reservation deposit'. Which means the money won’t be returned, no matter how poorly these key investment factors turn out to be. 

The Safe and Smart Way to get answers to these questions, is the mytapu.com way: please click here to get the Guide to Investing in Residential Property in Turkey.



The bandits are wating for the buyers at internet search pages like 'property turkey'

That approach is where the problems begin, because it is full of pitfalls- the agents, the bandits, the highway men.. they have seen the buyer's coming, and are waiting there, very politely at first, of course! And there begin the convincingly and persuasively told tales of so many misleading lies, on the path to a buyer's entrapment.

Find & Buy at Bargain Prices: No Need to Over Pay

In the same way that most foreigners love living in Turkey, most also overpaid for their properties by 20-30%. This is the result of ‘sharp’  practises by agents and developers. The vast majority of foreigner property buyers overpaid, and most purchased properties without permits. And 5-10 years later, many have paid thousands more to fix the permits, and are struggling to see a financial profit on their purchase. With all the wonderful reasons to buy property in Turkey, it is regrettable that agents and developers prey on unknowing foreigners in this way. It needn’t be so. 

At mytapu.com, we provide foreigners with the services to buy and sell property just like local Turks- and that means without agents. Agents' main goal is to sell a buyer a property at the highest price possible. Ay mytapu.com, our goal is to buy a property for the lowest price possible. A big difference: worth 15-30% off the asking list price. At mytapu.com we have been doing it for years, for many foreign property investors, and can help you do the same.


These four steps are the key to buying a bargain... (read more)....


‘An agent’s job is to sell you a property at the highest price possible;mytapu’s job is to buy a property for you at the lowest price possible.…’


Experienced, professional investors use a Property Finding, Search & Section Service...


Buy from an Agent, or with a Property Finder..?

... the unspoken truths about the real estate ‘business’ ....this concerns real estate agents... their storefronts are everywhere- on main street,  on the internet... because they are selling  property...  they are working for the owners to sell their properties... real state agents do not work for the buyer  - they work for the seller... an agent takes commission from the seller...   the buyer pays an over-stated price, which the seller receives, and the agent gets a share of. See how it works? Not in favour of the buyer…! 



Investor Services

The team at mytapu.com are happy to advise, guide and support investors at all stages of  the property search, purchase procedures, the mortgage arrangement & registration or removal process, the attachment and removal of liens and encumbrances on the title, assessment of permits, valuations, tax registrations, notarisation, apostile, translations, documentary payments - all conveyancing & completion aspects of a property transaction. 

In this way the experts at mytapu.com have assisted more than 3,000 foreign investors in Turkish property over the last 15 years. 

Buying a property is a substantial investmenttaking sensible precautions to protect that investment at the beginning of the buying process, is the smartest step to ensuring trouble-free outcome, at the end. 

Planning a property Investment purchase in Istanbul and Turkey

Email:Buy@mytapu.com     Chat Box below for more information...!

Luxury Apartments in Thermal Spa Resort for Sale-Turkey
Luxury apartment for Sale- Istanbul, Turkey
Luxury Mountain-Side Retreat Property for Sale- Mugla, Turkey
No Doors Left Un-Opened at mytapu.com
'No door left un-opened'

A TAPU is a certificate from a Land Registry in Turkey that provides ownership and cadastral information about real estate.

Every property owner in Turkey has one – and that’s why we call our business ‘ my tapu‘…mytapu.com.

Location, Location, Location...

With the Team at mytapu.com you benefit from thirty years of first hand, personal knowledge:

 

Istanbul: The desirable central neighbourhoods, every neighborhood on the Bosphorus, both Black Sea and Marmara coasts, Asian and European sides, the Princes’s Islands, public transport links, traffic conditions, and the new development satellite towns that are NOT in the centre but which agents will assure unsuspecting buyers as being ’15 minutes’ from the centre, which is simply not the case.

 

The Coast: North-West from Cannakale, down through Ayvalik, Foca,  Izmir, Cesme, Kusadasi, Didim, Altinkum, Akbuyuk, Guvercinlik,  Bodrum, Marmaris, Dalyan, Dalaman, Gocek, Fethiye, Olu Deniz, Kalkan, Kas, Finike, Kemer, Antalya, Side, Alanya, to Anamur.

 

We know the developers, the developments, the agents, and three thousand plus foreign property owners that we have assisted with purchases over the last 15+ years.

 

Our newsletter reviews locations, and  provides useful ‘tips of the trade’, legal, finance, and similar insights for buyers that want to avoid scams and be safe and secure with their investment

Join Our Newsletter

Additional Reading:


Why is Istanbul the Destination of Choice for Citizenship Investors...?


Welcome to the Dalyan Delta and Iztuzu Beach...!


A Better Lifestyle is the Best Investment for  Health, Family, and Finances...






How do I Buy?  How do I Bid?

Ready to Start  a Property Search ? 

Or need a Location Assessment, a Valuation, or Rental Property Evaluation (type, locations, etc) ?                  Begin here… 

  Next Steps:

  a) Register Your Requirements...

  b) Read 'The Guide'... to buying 

  property in Turkey a Safer, Smarter,

  and Better Way....


Next Steps for Buying Property in Istanbul Turkey
mytapu.com: Why is it the safe way to buy property in Turkey?

MyTapu.com : Why is it 'The Safe Way to Buy' Property in Turkey...? 


Did you know that Turks buy property in Turkey in a different way than foreigners? Most foreigners don’t realise this- even those from the UK, Russia, and other countries, that have already bought, and have been owners for years. So what is different, how, and why? 

Help, Support, Guidance, Advice....

What is 'Due Diligence' and why is it Absolutely Essential ? 


Protecting your  capital, your health, and your peace of mind are obviously the most important considerations. In a country with a different language, and a different legal system,  ensuring your property investment, is a 'dream come true' and not 'your worst nightmare', is what 'Due Diligence' DOES....

 

Don't be mislead by agents... Get the Guide...


At mytapu.com we know HOW to FIND property in Turkey.


How to use the vast on-line property market places that dominate the Turkish real estate sector, to...

 

Find a Property… Not an Agent…


And avoid the price Top-Ups and other Hazards...

 

Most importantly, we will show you HOW to ‘BUY Like a Local…’ 

The way local Turks buy… NOT the way agents mislead...


The procedure for buying property in Turkey...

The Safe way to Buy Property in Turkey…!

 

Get the Guide Now…


The Safer, Smarter, Better Way...


Email to Buy@mytapu.com RE: 'Send the Free Guide'...

   

Get The Guide for Free...

Get the Guide: How to Buy Like a Local,,, How to Find and Invest in Property Real Estate in Istanbul Turkey

Service offerings are the client’s choice of either ‘Guidance’, ‘Advisory’, or ‘Managed’, and may include a selection of specific services, a mixed package of combined services, or a fully managed service; with prices for all budgets...

 

At mytapu our practice is assist clients in making fully informed decisions, with full information and disclosure, in the interests of better outcomes for all, because…

 

‘Building Trusted Relationships is Building Our Business’

 

See what our clients have said about us…

Citizenship by Investment in Property

 جدید! تابعیت ترکیه گذرنامه در حال حاضر فقط با تومان 250,000 املاک و مستغلات سرمایه گذاری.... ,

 

جديد! المواطنة تركيا جواز سفر الآن مع فقط 250,000 دولار أمريكي للاستثمار العقاري.... , 


Citizenship by investment in property in Turkey for just $400,000... BUT...it will cost you $75,000 more than that, if you pay an agent's listing at premium price above appraised value... And so professional advice is essential.

Buying Property in Turkey

The Professionals at mytapu.com have served more than 3,000 foreign investors in Turkish real estate over the last 15 years, and we are happy to help You, too.


See what our clients say about us....

A tapu is a certificate from a Land Registry in Turkey that provides ownership and cadastral information about real estate. 

Every property owner in Turkey has one – and that’s why we call our business ‘ my tapu‘…mytapu.com.



.

Open Bidding Procedures for Buying Real Estate & Property in Turkey at Auction....

These guidelines for participating in open-bidding real estate auctions in Istanbul & Turkey for off-plan, 

new-built, resale, refurbishment and repossession properties are for international investors.

 

Guidance, support, and a complete range of professional investor services are provided by mytapu.com.


To find out more, without obligation, complete the form below or click on the BUY TAPU button...

 



Tapu Advice
Tapu Advice
Legal Advice
Legal Services
Mortgage Finance
Mortgage Finance
Valuations
Valuations
Blog Articles
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Tax
Tax

mytapu.com: The Safest Way to Buy the Best Deals...

Buy Property Turkey

1

Register Now for Free

Buy Property Turkey

2

Search & Find

Buy Property Turkey

3

Enter Bidding Process-

Submit Documents & Instruct

Buy Property Turkey

4

Instruct Purchase Transaction

  Register Now for Free...and Buy Like a Local... at mytapu.com... the SAFE Way to Buy property in Turkey....

Buy Property in Turkey

1 Register for free, no obligation,  and receive instructions for ‘Next Steps’, and find out more…     Be sure to tick the box to receive our periodic newsletter with updates on legal, mortgage, insurance, and tax matters, business procedures, and market trends & conditions.

 2 Search & Find the Property You Want

 Full Disclosure of Property Particulars

  • Proof of Title
  • Proof of Permits
  • Proof of Charges & Liens
  • Price valuation based on recent sales prices
  • Receive Alerts for your search criteria
  • Support & Liaison
  • Viewing Appointments Coordination

Buy Property in Turkey
Buy Property in Turkey

3 Enter Bidding Procedure

  • Secure & Transparent Bidding Process
  • 24/7 Online Processing
  • Buyers & Sellers Notified of Latest Bid Increases

Submit Documentsto begin and complete the purchase process

  • Follow instructions you will receive by email
  • Document Preparation & Support
  • Authorisations for managing the sale & conveyance


You do not need to attend the Land Registry, Tax Office, or follow the other official paper work, as the attorneys you select from mytapu.com panel of approved practioners in Turkey will do these for you.


 4 Instruct Purchase Transaction


  • Secure & Efficient transaction management
  • No need to run around to govt offices


Your selected attorneys manage title transfer, payment of taxes, and all other official procedures at all official offices and Land Registry, and then arrange the payment documentation for the buyer’s deposit or transfer to the seller’s bank account.


Buy Property in Turkey

Key Stages and Services of the Investment Process Buying Property in Turkey...

Investors' Toolkit
Investors' Toolkit
Property Finder
Property Finder
Due Diligence
Due Diligence
Completion; Conveyance
Completion Conveyance

Buyers...  

Please tell us more about your choice of locations and preferences for property types by sending a email to info@mytapu.com and include your Telegram or WhatsApp or Viber telephone number to receive a free complimentary call back. Telegram Messenger is better and more secure and can be downloaded here: 

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