mytapu.com - Articles #What Does My Tapu Saymytapu.com - Articles #What Does My Tapu Sayhttps://www.mytapu.com/blogs/tag/what-does-my-tapu-sayMon, 04 May 2026 07:52:00 -0700http://zoho.com/sites/<![CDATA[Where to Find Information about Property in Turkiye (Turkey) ?]]>https://www.mytapu.com/blogs/post/where-to-find-information-about-property-in-turkiye-turkey…the highest ranked internet search entries (those that a searcher sees at the top of the first page) contain factually incorrect and inaccurate information.]]>

…the highest ranked internet search entries (those that a searcher sees at the top of the first page) contain factually incorrect and inaccurate information.


The first place a property buyer, investor, or owner looks to find information, or to  check for information previously received from other sources,  is the internet. In the early days of the internet, a very high proportion of the information about property in Turkiye (Turkey) was correct and accurate.

 

Now twenty years later, after the internet became a key source of information, a very high proportion of information about buying property in Turkiye is no longer accurate nor correct. This is a disturbing trend. The evidence of this trend was revealed in a recent research survey by independent professional experts of the most frequently used search terms related to various aspects of buying property in Turkiye.  The results are quite astonishing. The highest ranked search entries (those that a searcher sees at the top of the first page) contained factually incorrect and inaccurate information. 

  

Why do Internet Searches result in Misleading Information …?

… because the results rely on huge volumes of free and inaccurate information, without the qualified knowledge, nor years of practical experience, of a bonafide expert .

 

How does the False Information Arrive on the internet…?

… Agents’ Practices, Social Media, Blog References & Discussion Boards, Information Created by Artificial Intelligence (AI)…

 

How do Internet Search Engine AI Algos Learn which Information is Correct…?

…they do not and can not… they rely on authors to provide gradually more accurate and correct information to protect and enhance their brand reputation…

 

Why Does Factually Incorrect and Inaccurate Dominate Search … ?

….because the AI algos are very good at structuring the presentation of huge volumes of  information (usually freely available and often misleading)…but have no access to professional advice which is not freely provided on the internet…

 

Where to Find Factually Correct and Accurate Information … ?

… a more trusted source- word of mouth referrals from off-line communities….


Independent Professional Advice…

When the world’s largest, smartest, and best performing investors want advice, where do they find it? …do they rely on agents without specific degrees, reputable experience, or professional licenses… ?

Continue reading below...
Read More About Independent Professional Advice

Contact us today at info@mytapu.com: add your Telegram Messenger, WhatsApp or Viber number to request a call back.



Additional Reading for Investors:

 

Where to Find Information … ?

…the highest ranked internet search entries (those that a searcher sees at the top of the first page) contain factually incorrect and inaccurate information.

 

 

Why do Internet Searches result in Misleading Information …?

… because the results rely on huge volumes of free and inaccurate information, without the qualified knowledge, nor years of practical experience, of a bonafide expert .

 

 

How does the False Information Arrive on the internet…?

… Agents’ Practices, Social Media, Blog References & Discussion Boards, Information Created by Artificial Intelligence (AI)…

 

 

How do Internet Search Engine AI Algos Learn which Information is Correct…?

 …they do not and can not… they rely on authors to provide gradually more accurate and correct information to protect and enhance their brand reputation…

 

Why Does Factually Incorrect and Inaccurate Dominate Search … ?

….because the AI algos are very good at structuring the presentation of huge volumes of  information (usually freely available and often misleading)…but have no access to professional advice which is not freely provided on the internet…

 

Where to Find Factually Correct and Accurate Information … ?

 … a more trusted source- word of mouth referrals from off-line communities….

 

Independent Professional Advice… 

When the world’s largest, smartest, and best performing investors want advice, where do they find it? …do they rely on agents without specific degrees, reputable experience, or professional licenses… ?


Customer Reviews and References for MyTapu 

Second Passports & Wealth Economics: Maximum Benefit for Minimum Cost: Turkey's Citizenship Investment Program (CBI / CIP



Residential Property Investors Tool-Kit for Turkey

Property Finders Service Istanbul and Coastal Turkey,

Citizenship Investment in Turkey 

Conveyancing

The One Source for Every Turkish Mortgage

Legal Services for Property Matters in Turkey

Advice for Property Matters in Turkey 

Valuations

Property Price Histories in Turkey



 Why Istanbul Lifestyle Retains its Allure for Real Estate Investors…





Keep informed about property matters in Turkey, with articles like this one…sign-up for our periodic Newsletter...

 

Every property owner in Turkiye has a tapu, and that is why we named our business my tapu...

 

At mytapu.com our policy is to ensure our clients are fully informed, so that they may make fully informed decisions- this helps to ensure better outcomes all around. 

 

Building Trusted Relationships is Building Our Business...!

 

#mytapu #TRUST #testimonials #complaints #REFERENCES #scam #legit #reviews #checks #review #experience #customer #client  #mytapu.com #trustpilot #scamadviser #fees #corruption #my #Tapu  #TurkeyProperty #PropertyTurkey #RealEstate  #Turkey  #property #Sell #Property-for-Sale-by-Owner-in-Turkey #Turkey #Property #Sale #online #on-line #portals 
]]>Sat, 16 Dec 2023 17:44:32 +0300<![CDATA[Customer Reviews and References for MyTapu ]]>https://www.mytapu.com/blogs/post/customer-reviews-and-references-for-mytapuCustomer Reviews and References for MyTapu ... what investors say about us... #mytapu #TRUST #testimonials #complaints #REFERENCES #scam #legit #reviews #checks #profile #review #experience #customer #client #mytapu.com #trustpilot #scamadviser #fees #corruption]]>

Long Established History as a Trusted Professional Services Provider....

Everything we do at mytapu.com is designed to give clients the best chance for investment success. We've built our business around the conviction that you rely on us to look out for your best interests—helping to make sure you get a fair deal from us. Our approach is to take a stand for all investors, treat them fairly, and give them the best chance of investment success…


During the last 30+ years, since the late 1980's,  the experts at mytapu have served many more than three thousand international investors in Istanbul, Ankara, on the Black Sea Coast, and on the Western Aegean and Southern Mediterranean Coasts of Turkiye, from Anamur to Zonguldak, and everywhere in between, including Mersin, Alanya, Side, Manavgat, Antalya, Kemer, Finike, Sile, Kas, Kalkan, Hisaronu, Fethiye, Gocek, Dalaman, Dalyan, Koycegiz, Marmaris, Bodrum, Didim, Kusidasi, Cesme, Izmir, Foca, Ayvalik, Canakkale, Silivri, Sile, etc 

 


Customer Reviews: What our Clients say about Us...​



Feb 2024

 In reply to the request for client feedback evaluating services received, on a scale of 1 - 5, with 5 being the best:

 

”So far it's a clear 5. The general helpfulness from the Advisor was wonderful and continues to be so!”

    • What could we do better, "nothing"
    • What would you prefer we did, that wasn't done? "nothing"
    • What was not done as well as you expected? "nothing"


CW North Yorks and Fethiye


'Mr. (the Advisor) was great and really helpful. I give him 5 stars and it couldn't be better.' 

MS South Korea, London, Istanbul


I would like to also thank you for your help and professionalism in completing this transaction during a difficult time for both our countries. I will certainly recommend :MyTapu to anyone I meet looking for conveyancing help.
KG Kas & Swindon

’Rating 4/5. It was good information’, FC, Malaysia & Istanbul

 

‘The rate is 5, … it was easier to talk to advisor and ask questions rather than find answers in the website. … there is a lot of valuable and useful information on the website just need to be better structured.’ RS, Far Eastern Russia & Izmir

 

‘I am very grateful that Mr.(the Advisor) took his time and shared his insight.’ JFL, Canada & Istanbul

 

"I am overall very happy with the assistance and information I received from Mytapu.… I was particularly pleased with the Advisors depth of knowledge in his subject and his warm and friendly manner.  He made a very complex topic easy to understand… He was very easy to speak to … helped me see things much more clearly… I am looking forward to going forward with mytapu and will follow the Advisor’s instructions carefully…" PT Istanbul & London


"  On a scale of 1 to 5, he (mytapu advisor) is 10... 5 is not applicable for his business competency. Best is normal for his level of knowledge and experience. 10 is double of Best from my personal perspective. Solid, Honest, committed and has a vision for his clients requirements. "  MH, Singapore & Rural Turkey

“ We would like to take this opportunity to thank you and your team…. It was a long and winding road but we are delighted with the outcome. If we can ever be of assistance to you as a reference or referee please don't hesitate to let us know."

C&E J, Stockport & Bodrum

“I really appreciate you keeping me from getting into a bad situation. You were absolutely correct in regards to what I would find in xxxxxx. I trust that you are correct with regards to xxxxx and xxxxxx. I am going with your advice and appreciate your input.”

 JL, Bodrum &  California

"...thank you for the time taken and the very professional discussion and advice given to Sally and I the other day, it was exceptional..."  J & SM, Riyadh & Alanya


“I have had a meeting with XXXX and we would like to forward our clients to you because we think you are have more knowledge...”
 Developer, Mugla

“ My 100% faith in you throughout paid off. A superb mortgage product and £5,378 sterling equity (cash back) "to boot".'

 DF, Bodrum & West Mids


"I've done my research and there wasn't really much choice - you were the only firm that knew what they were talking about..." FJ, West Sussex & Dalaman 


Building Trusted Relationships, is Building Our Business…!

 

This is not just a slogan – it’s our way of doing business.

 

And we are proud to say, that unlike estate agents, our clients are not developers and constructors, that pay us large commissions, which increases the costs for investors..

 

At mytapu our clients are experienced investors. Originating from Tokyo to Los Angeles, from across Asia, the Middle East, Europe and North America. More than 50% own more than two properties, besides their primary residence. Our clients are portfolio investors. Investing in real estate in their home countries, and in multiple other countries. More than 30% own more than two Turkish properties;  and have been owners for more than 10 years, on average.

 

These investors are barristers, doctors, investment bankers, engineers, and many, many successful business people: entrepreneurs. These investors have experienced the ill-fortune of dealing with agents: They have personal experience of the tricks and tactics agents use.  Instead, they prefer to delegate the services meeting their requirements to mytapu,  to deal with the issues, and do what’s required. Their satisfaction is summarized in the comments provided above.



Additional Reading for Investors:


 

Where to Find Information about Property in Turkiye … ?

…the highest ranked internet search entries (those that a searcher sees at the top of the first page) contain factually incorrect and inaccurate information.


Why do Internet Searches result in Misleading Information about Property in Turquía …?

… because the results rely on huge volumes of free and inaccurate information, without the qualified knowledge, nor years of practical experience, of a bonafide expert .

 

How does the False Information Arrive on the internet about Property in Turquia…?

… Agents’ Practices, Social Media, Blog References & Discussion Boards, Information Created by Artificial Intelligence (AI)…


How do Internet Search Engine AI Algos Learn which Information is Correct…?

 …algos do not and can not… algos rely on authors to provide gradually more accurate and correct information to protect and enhance their brand reputation…


Why Does Factually Incorrect and Inaccurate Dominate Search about Property in Turquie  … ?

….because the AI algos are very good at structuring the presentation of huge volumes of  information (usually freely available and often misleading)…but have no access to independent expert & professional advice which is not freely provided on the internet… 

 

Where to Find Factually Correct and Accurate Information about Property in Turkey… ?

 … a more trusted source- word of mouth referrals from off-line communities….

 


Intellectual Property Investment in Film and TV in Turkiye - for Citizenship via Venture Capital Fund

Investment Performance of Turkish Assets During Crisis


Residential Property Investors Tool-Kit for Turkey

Property Finders Service Istanbul and Coastal Turkey,

Citizenship Investment in Turkey 

Conveyancing

The One Source for Every Turkish Mortgage

Legal Services for Property Matters in Turkey

Advice for Property Matters in Turkey 

Valuations

Property Price Histories in Turkey



 Why Istanbul Lifestyle Retains its Allure for Real Estate Investors…



Keep informed about property matters in Turkey, with articles like this one…sign-up for our periodic Newsletter

Every property owner in Turkiye has a tapu, and that is why we named our business my tapu...

 

At mytapu.com our policy is to ensure our clients are fully informed, so that they may make fully informed decisions- this helps to ensure better outcomes all around. 

 

Building Trusted Relationships is Building Our Business...!


#mytapu #TRUST #testimonials #complaints #REFERENCES #scam #legit #reviews #checks #profile #review #experience #customer #client  #mytapu.com #trustpilot #scamadviser #fees #corruption #reputation #brand #Value #Turkey #Turkiye #Turquía #Turquia #Turquie


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]]>Tue, 12 Dec 2023 02:23:00 +0300<![CDATA[What does my Tapu say? What is a Tapu?]]>https://www.mytapu.com/blogs/post/What-does-my-Tapu-say-What-is-a-Tapu

What does my Tapu say? What is a Tapu?


A Tapu for Turkish property is often referred to in English as a title deed, but it is not a deed. The term ‘deed’ has a specific legal meaning in English, and the legal meaning of the term ‘deed’ does not apply to a Turkish Tapu. On the top of a Turkish property Tapu is the title 'Tapu Senedi'. The term 'Senedi' refers to a type of 'bond' or 'obligation' originating from Ottoman property administration regime and practices, which in simple generalisation, are associated with the Unique Authority of the Sultans, having a context and meaning for which there is no equivalent in the English language. The Turkish cadastral regime and Land Registry framework has other similarly unique aspects and dimensions, that were inherited from the Ottomans by the cadastral regimes with other legal practices, in present day countries which were formerly lands of the Ottoman Empire, including Cyprus, Greece, Bulgaria, North Makedonya, and Albania, etc. These aspects are without equivalence in other regions of the World.

 

A Tapu is a certificate from a Turkish Land Registry providing a record of all ownership and cadastral information held on file for a property at that Land Registry. Yes a recently issued Tapu certificate does provide evidence of ownership on the date upon which it was issued, but only an inspection of the Land Registry files can be used as evidence of the current ownership. This is because in modern times there are no title deeds issued to secure ownership in real estate in Turkey. All ownership is recorded in a registry, at the Land Registry. This is where a property owners proof of ownership rests, at the Land Registry. A property owner may go there at will and obtain a Tapu as a record evidencing ownership of his or her property.


An owner may always go and get a copy of the Tapu from the Land Registry if an older version is lost or damaged. 


More questions and clarification needed ? Find out more here…


No Habitation Certificate ? 

Un-authorised additions and changes to your property ? 


Fix it all with the ‘Iskan Amnesty’ ….  Read more  here…               



]]>Wed, 29 Nov 2017 18:29:01 +0300<![CDATA[What does my Tapu say? Irtifaki or mulkiyeti]]>https://www.mytapu.com/blogs/post/What-does-my-Tapu-say-Irtifaki-or-mulkiyeti

 Is my property kat irtifaki of kat mulkiyeti? What does my tapu say? This is a question often asked by foreign property owners in Turkey. Why? The reason is because a kat mulkiyeti tapu shows a property has received a Building Utilisation Permit and is thus licensed for use as a residential dwelling. And the term ‘Habitation Certificate’ pertains specifically to this aspect of the tapu. For a property to pass from a kat irtifaki state, to become kat mulkiyeti, the Building Utilisation Permit license is required the -  Kat Mulkiyeti izin Belgesi, or ‘iskan’, for short. This is what is often referred to as the ‘habitation certificate’.

 

Technically speaking, when a developer receives construction permits, a land parcel has been divided into subsections or plots, and each unit of the development on each of these plots is constructed according to plan. At this stage each plot is designated kat irtifaki. When construction is complete and the units are ready for sale to home buyers, the developer will apply to have each unit on each plot upgraded to receive the full rights for each unit as a residential dwelling. Once the iskan is applied for and received, the units on the plots may be upgraded to residential dwellings, kat mulkiyeti, with full condominium equivalent rights transferred to the property purchaser. This is what is known in English as the ‘granting of the easement rights’.

 

In recent years, the law against selling kat irtifaki properties, to a home owner for use as residential dwelling, has been tightened gradually and progressively, as have the enforcement measures. One aspect of this relates to tax collection – before an iskan may be issued, all the required taxes must have been paid – the taxes related to planning, construction, and licensing- and the taxes on the building site labourers’ wages. These can be significant expense as a proportion of the total development and construction cost.

 

 In addition, many mortgage lenders will not provide finance for properties unless they are kat mulkiyeti. In some cases, some lenders may accept a kat irtifaki property as mortgage collateral, but only at a higher interest rate- and the interest rate is significantly higher, perhaps considered punitive. In other words, a kat irtifaki property may be ineligible for mortgage finance, thus restricting the number of buyers that could potentially purchase it, thereby affecting its valuation, and price.

 

 Regrettably, many, many foreign buyers of property in Turkey were sold kat irtifaki properties, without their knowledge of these important facts. We at mytapu.com know this because our mortgage experts processed thousands of mortgage applications for foreigners that were being sold kat irtifaki properties. The reasons described above are why property sellers and agents make it so difficult for a foreign buyer to obtain information about permits on properties, and often demand ‘reservation deposits’ in advance. And these are also the reasons why local Turks, buy property in Turkey the smart way, without reservation deposits, and with sight of an Eksper Appraisal Rapor,  first.

 

 

How does a property owner upgrade a property that is kat irtifaki, to kat mulkiyeti, and rectify the situation? The answer is… with great difficulty, if at all. A considerable amount of time and effort is required running around between local municipality or local council offices (the belediye) and other official government agency offices, to process documentation. If an iskan is available, the process is simpler, but if no iskan has ever been granted, then providing proof of payment of taxes is something that effectively only the constructor or developer can do, to obtain the iskan. If the property was sold to you for your personal use as a home or holiday home, you may have legal recourse.  Visit the Legal Services page at mytapu.comand submit the form there to begin evaluating your alternatives, if you are a property owner in this position with a kat irtifaki tapu.

 

Is your villa kat mulkiyeti? This is a little more complicated- but not vastly so- if the villa was built on a a subdivided parcel developed as kat irtifaki, then yes, it needs to have a kat mulkiyeti tapu. If it was built on a single plot of land by itself (mustakli), then it doesn’t need a kat mulkiyeti tapu, but of course it needs to have had an iskan granted. Visit the Tapu Advice page at mytapu.com and use the form there to request clarification.


No Habitation Certificate ?

Un-authorised additions and changes to your property ?

Fix it all with the ‘Iskan Amnesty’ ...              





Stay informed about property matters in Turkey, with articles like this one…sign-up for our periodic Newsletter here…or here…

 

At mytapu.com our policy is to ensure our clients are fully informed, so that they may make fully informed decisions- this helps to ensure better outcomes all around. 

 

Additional Reading:

Legal Work on Property Matters

Property Selller’s  Tool-Kit for Turkey

ShowCase Solutions

Digital On-Line Sales Distribution

Peer-to-Peer On-Line Exchanges

Conveyancing & Completion

Advice for Property Matters in Turkey

All Articles

 

 

 

Building Trusted Relationships is Building Our Business...!

See What Our Clients Say About Us...








]]>Thu, 23 Nov 2017 14:23:37 +0300<![CDATA[What does my Tapu say? Habitation certificate?]]>https://www.mytapu.com/blogs/post/What-does-my-Tapu-say-Habitation-certificate


Is my property legal? Do I have a habitation certificate? What is a habitation certificate?

These questions are frequently asked by foreign property owners in Turkey. And with some trepidation, fearing the answer will be for the worst.

 

To begin with, let’s clear up some common misconceptions….

 

First, to be perfectly correct, technically speaking, there is no such thing as a ‘habitation certificate’. The reason this term is so widely used is because in the early days of doing business for foreign property buyers in Turkey, someone adopted this term instead of the correct terminology- which is  ‘Building Utilisation Permit’, referring to the Turkish Yapi Kullanma Izin Belgesi. If the Building Utilisation Permit authorises the constructed premises for use as a residential dwelling, it is legally habitable. If there is no Yapi Kullanma Izin Belgesi issued, the property is not legally habitable.

 

Second, a Tapu does not show whether the Yapi Kullanma Izin Belgesi has been issued. What the tapu shows is whether the property has had the easements lifted, if it has been constructed on a land share parcel. If it has, the term ‘kat irtifaki’ will be replaced with kat mulkiyeti’, meaning the property development has passed through the stage of having the easements lifted and property ownership rights granted (the nearest equivalent is ‘condominium’ type rights-  not leasehold, not freehold, and not some other form of usufrucht). And this can not have occurred unless and until the Yapi Kullanma Izin Belgesi has been granted. If the property is a ‘stand alone’ villa, and is in the municipal zoning plan, or has received the construction permit ( yapi ruhsati),  the tapu will show a notation stating ‘Planindir’ or ‘Mustakli’, but these notations in themselves do not evidence a Yapi Kullanma Izin Belgesi... unless there is another notation on the tapu, only the Iskan will suffice as proof.

 

So, in summary, your tapu will not say where, when, or to whom the Building Utilisation Permit was granted, but it will reveal, by inference, what stage of the planning and permits process has been reached, or perhaps whether one has been granted, and thus whether the property is legally habitable.


Clear as mud? Contact us with the form on the 'ADVICE' page and upload a scan of your tapu, to find out more.


No Habitation Certificate ?

Un-authorised additions and changes to your property ?

Fix it all with the ‘Iskan Amnesty’ ...               



Stay informed about property matters in Turkey, with articles like this one…sign-up for our periodic Newsletter here…or here…

 

At mytapu.com our policy is to ensure our clients are fully informed, so that they may make fully informed decisions- this helps to ensure better outcomes all around. 

 

Additional Reading:

Legal Work on Property Matters

Property Selller’s  Tool-Kit for Turkey

ShowCase Solutions

Digital On-Line Sales Distribution

Peer-to-Peer On-Line Exchanges

Conveyancing & Completion

Advice for Property Matters in Turkey

All Articles

 

 

 

Building Trusted Relationships is Building Our Business...!

See What Our Clients Say About Us...






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