1)Residential real estate’s ‘buy and hold’ gain is primarily due to inflation disguised as profit with naieve accounting;

2)Holding real estate is expensive- the carrying costs of maintenance, repairs, taxes, and management being the main culprits and can can eliminate a gross yield of less than 3% down to zero.

3)Commercial real estate is a better yield instrument, and often generates enough to better competitive rates of eturn in other asset classes while also coveing rental costs for a residential property !!!

4)MyTapu Associates have a long history of bettering the performance on specific residential real estate assets, but that requires very specific circumstances; the first being that the inflation adjusted ‘real interest rate’ must be lower than the inflation rate itself (more about that upon request). 

…  for ‘buy and hold’ returns. Instead, the most successful of these investors make there money on the transaction sequence itself, embedding deal structure and negotiation, with re-positioning, packaging, financing and other aspects using a couple of key principles involving ‘discounting’ and ‘deferrment’ (more about those upon request). The transaction process usually takes 3-4 weeks but more often may play out over 6-18 months.

Sometimes they make investment returns with zero cash invested, thereby making money from nothing, as the principals of MyTapu Associates have done themselves… 

… for real estate applies to each stage and step of the transaction. This is the same process required for film business. So professional real estate investors immediately and intuitively grasp the concept and instinctively reap the rewards of film business.

… that the film investment process for our investors into the project ‘Believe’ has now been distilled into the most limited risk scenario imaginable, structured by a transactional process whereby a mere $5,000 at risk, begins a step-by-step risk managed transactional sequence resulting in $ 10,000,000 of investment from a Private Equity Investment Fund into the film.

Structuring … for this project, which also covers risk management of:

#RealEstateInvesting #FilmInvestment #RiskManagement #RealEstate #FilmFinance #TransactionalRiskManagement #PrivateEquity #AlternativeInvestments #DueDiligence #MovieBusiness #RealEstateTycoon #BelieveTheFilm

Update on Solutions :

• Improved Regulations Minimise Profiteering
• Payment Procedures
• Valuations & Property Sale Price Data
• The One Solution for:
• Life-Style Security
• Protecting Capital.

Turkiye’s Citizenship Investment Program…

The One Solution for Overcoming the Challenges…

Expert Insights abut Turkiye’s CBI/CIP... 

The proportional holdings of money in different currencies and monetary assets result in risk exposure. Theoretically the least risk is in a completely equi-weighted and balanced portfolio of money asset holdings.  The purchasing power performance of that portfolio is the lowest risk benchmark. However, most investors are heavily overweighed in US Dollars, and rightly so, because it has been the safe solution for the last 50 years. Those times are changing, which is why the Money Holding Rebasing Service is the solution.

Requires close consultation with the asset holder regarding the timing and duration and speed at which transition to a less risk and better balanced portfolio holding is desired. The practical techniques and tools applied are adopted from standard investment management best practices, to reduce volatility, and capital risk. Implementation within the desired time frame is a gradual process (ideally 12 – 36 months to mitigate risk) consistently applied within that time frame duration. The migration process itself results in gains in purchasing power measured over varying durations. At the core of the process are tried and tested processes on a foundation of methodology and discipline, dependable and reliable and according to plan. It is not ‘rocket science’, but the process does benefit from the application of advanced tools, combined with the insights gained from 45+ years of professional investment management practice anticipating and navigating every global fiancial crisis since the late 1970’s - very rare in today’s times.

1) Identify the replacement cost of the asset based on present land and construction cost inputs at present day prices. Do the same for prices as at 2017, which have now gone up irreversibly due to inflation, since ten years ago. That difference is the target acquisition prices we strive to achieve. We may not reach it entirely, but every 1% in that direction is locking in a gain that will contribute to the overall profit and ROI on the investment. For example, locking in a gain of 3-5% on entry and similar on exit, together add 6-10% onto the inflationary holding period gain of 6-10%, thereby doubling the total accounting profit gain to 12%-20%, in addition to any rental income gains achieved. 

2) Identify the seller’s sensitivity price points, and package your purchase proposal in a way to easily overcome the most obvious psychological obstacles. How is this done? By applying tried and tested techniques use repeatedly during the last 40 years. Those insights are revealed in the private consultation.

3) For investment budgeting for CIP/CBI citizenship planning in Turkiye, the valuation process must be managed, and the tried and tested techniques used for buying with mortgage finance for the last 20 years in Turkiye, also serve this purpose, integrated into the process..

4) Locking in half the profit at the time of purchase is a very gratifying result and the goal of every successful professional investor.

Generally it may appear frivolous and speculative to be discussing silver prices within the context of managing money holdings to protect capital purchasing power.  This perception is mis-placed when considering more closely the relevance of silver prices to systemic stability and wealth preservation, and for the following reasons, is of core interest:

Inflation and purchasing power decline: Silver prices are reflecting long-term supply shortages that can not be remedied in the short or medium term. Silver price increases are representative of inflation risks across all monetary metals (gold, copper, nickel) and industrial metals (aluminum), strategic metals, and non-metal price increases including hydro-carbons/petro-chemicals, food chain prices, other industrial commodities. The price increases are now embedded into the future; the only question is when they are reflected into official price indices measuring inflation. These price increases arise largely from the supply shortages and price increases in hydrocarbons resulting from supply constraints in the Straits of Hormuz in Iran. Hydrocarbons are key inputs in industrial processing and production of metals and the commodity and finished goods supply chain in general. Silver prices (and gold) are representative of those inflationary pressures resulting in declining capital purchasing power and so serve as an effective hedge.

Contagion risk of contract default; The systemic stability of the global banking and financial system relies on trust in legal frameworks and contract enforcement. The contracts are paper, as are the futures contracts that are traded on exchanges to determine silver prices. The impending default in those contracts threatens trust in paper contracts in general, and a loss of trust would be contagious and a risk to systemic stability. This risk only appears to the general public at the time it is manifesting as reality, in other words, when it is too late to obtain insurance hedges against it occurring. 

Rebasing protection: Rebasing the money assets in the portfolio of holdings after the decline in prices in precious metals and investment assets in general in early 2026 served the intended purpose of preserving purchasing power of those holdings. The increase in precious metals prices of 10% -15% over the following three months has resulted in a 3% increase in the overall purchasing power of the holdings portfolio, and thus serves the intended purpose of preserving purchasing power. In other words, maintaining a position in precious metals has insulated the money holding portfolio from a 3% decline in purchasing power for the most recent three month period, in contrast to the 3% decline in US Dollar purchasing power for all of 2025, measured by the US consumer price index (CPI), which itself does not fully reflect the decline in real capital purchasing power.

These are the reasons why the silver crisis is significant and important in the overall discussion of capital protection and wealth preservation. In other words, it is not an abstract concept with little practical relevance.

Counterparty risk—the danger that banks, custodians, or financial institutions fail to meet obligations—has become central to monetary holdings. Bank deposits, once considered risk-free, now function like equity investments in some jurisdictions, exposing holders to insolvency losses or funding calls. Crypto custody adds layers of treasury and exchange risks, while even monetary metals carry dangers if held in dematerialized or poorly secured forms

Effective assessment requires rigorous due diligence: reviewing jurisdictional regulations, counterparty balance sheets, and custodial terms. Prefer brokerage accounts over traditional banks for narrower risk exposure, and insist on physical possession of metals to eliminate counterparty dependency. Gradual re-basing over 12-36 months—shifting from high-risk fiat into diversified holdings—minimizes volatility while capitalizing on current dollar strength.

HNWI benefit enormously from this disciplined process. A balanced portfolio reduces short-term swings and long-term devaluation, stabilizing capital in crisis environments. Professional services guide clients through account openings, provider evaluations, and ongoing monitoring, ensuring compliance and liquidity without triggering unnecessary tax events.

Government cash management practices offer powerful lessons for HNWI. Centralized structures analogous to Treasury Single Accounts (TSAs) consolidate fragmented holdings, minimize idle balances, and maximize returns on surpluses. Accurate cash-flow forecasting—daily, weekly, or monthly—prevents mismatches, while short-term instruments like treasury bills, repos, and term deposits bridge gaps without excessive borrowing costs.

The 2022 PEMNA report on cash management in Korea and South Africa highlights proven methods: setting minimum/maximum balance targets, integrating forecasting with investment decisions, and diversifying across approved counterparties under strict credit limits. Korea’s dBrain system and South Africa’s daily sweeping demonstrate how real-time monitoring and coordination slash opportunity costs—idle cash in unremunerated accounts can be “particularly costly.”

Post-COVID adaptations, including flexible buffers and bond-switch programs, underscore agility. For private individuals, these translate to portfolio-wide optimization: sweeping excess cash into remunerated instruments, maintaining liquidity buffers, and aligning monetary holdings with personal cash-flow needs. The result? Lower operational risks, reduced refinancing exposure, and higher net returns on liquid assets.

Rebasing begins with a comprehensive audit of current holdings, followed by counterparty assessments and phased diversification. Prioritize physical monetary metals for zero-counterparty security, blend in defensive fiat currencies and regulated digital assets, and apply TSA-style consolidation for efficiency. Professional guidance ensures seamless execution within existing banking relationships or through specialized programs.

Services dedicated to monetary holdings management provide research-backed tools, performance reporting, and weekly updates—far beyond generic financial advice. By acting now, HNWI avoid the pitfalls of waiting: nothing is gained by delay in a rapidly deteriorating monetary environment.

In conclusion, rebasing monetary holdings is essential proactive stewardship. By integrating crisis foresight, rigorous risk assessment, and optimization best practices, HNWI can preserve and enhance capital resilience. Consult specialized providers today to secure your monetary base against tomorrow’s uncertainties.

The specific asset profile (format, age, location, quality/refurbishment) we recommended rose  from E 28,000 and was last seen in summer of 2025 at E 85,000… and when checked recently, these continue to hold value at those prices or slightly above… with additional increases continuing further. 

That kind of return simply cannot be ignored, and even investing an underweight allocation of a portfolio, has a significant impact on wealth and capital growth. 

The chart below verifies the out-performance of Bulgarian property price returns in general, and in comparison with the rest of Europe.

Contact us at info@mytapu.com for more insights into

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Notes:

·Assessing the cost implications of asset management is an important aspect of due diligence preceding an investment purchase decision, and applies equally, and especially, to condominium-type and apartments multi-unit buildings.

·MyTapu Associates do provide advice on administrative issues, especially those pertaining to statutory aspects of administration, including legal advice rendered by associates.

Contact MyTapu Associates at info@MyTapu.com with the subject 'Property Caretaking'...